Are you thinking about upgrading your credit card?
Find out why to switch to African Bank Black right now!
The African Bank Black Card offers exclusive access to lounges and VIP lounges at international airports, providing a luxurious travel experience.
As part of Visa Club, the card allows you to accumulate points to exchange for air miles and discounts on products from Visa Club partners, offering exclusive benefits to holders.
With rates and fees aligned with African Bank’s quality and transparency, along with an affordable minimum income, the Black Card is an ideal choice for those seeking a complete financial experience and exclusive advantages.
About the African Bank Black
African Bank’s Black credit card will transform your global outlook. It provides access to a variety of VIP lounges and lounges at international airports.
This VISA card includes exclusive benefit clubs for cardholders, where you can accumulate points and convert them into miles to enjoy discounts on airline tickets or products offered by Visa Club partners.
In addition, African Bank’s Black credit card offers security and peace of mind in a mobile app to use anywhere
African Bank Black Credit Card is a sophisticated choice for those seeking a complete and exclusive financial experience. This card offers a credit limit of up to R250,000, making it ideal for high-income clients who desire premium banking services.
With flexible limits, the card can be customized according to the client’s financial profile, with possible increases after six months of responsible use. It is accepted at all establishments and ATMs displaying the Visa logo, facilitating international transactions.
To ensure security, online transactions use one-time passwords (OTP) and chip technology to protect against fraud. Card management is done via internet banking platforms and mobile apps, allowing payments, blocking, and reactivation of the card, among other services. Additionally, the card offers up to 3% interest on positive balances, providing an added benefit to the responsible use of credit.
Users can enjoy up to 62 days of interest-free credit on point-of-sale (POS) and online purchases, provided the outstanding balance is paid in full by the due date. The card is issued immediately at any African Bank branch after approval, avoiding long waits.
Credit life insurance is mandatory, offering financial protection in unexpected events. Visa Club members can accumulate points that can be exchanged for air miles and discounts on partner products.
Despite its advantages, the requirement for credit life insurance can add costs, and the card does not offer robust rewards like cashback or access to VIP lounges, common in other premium cards. Additionally, fees may apply for international transactions and ATM withdrawals.
Benefits and advantages of African Bank Black
Visa Club: Exclusive Benefits Club
Interest on positive balances: you can earn up to 3% interest on a positive credit card balance
62 days interest free: you have up to 62 days to pay interest free
Easy refunds: you can pay online, by phone or at one of the agencies
Worldwide withdrawals: cash withdrawals at POS (points of sale or cash registers) at participating merchants
Credit life insurance: for peace of mind in case of unexpected insurable life events, lender life insurance is offered
Free online and mobile services: Register and connect online and you will be able to conduct secure and free transactions.
Limit increase: if your card is 6 months old or older, you may qualify for a limit increase
Rates and tariffs
African Bank Black has a card replacement fee of R130.00, which is charged in case of loss or theft of the card. In addition,there is an initiation fee of R140.00 when purchasing the card. These tariffs are in line with African Bank Black’s proposal to offer a quality and secure service to its customers.
Minimum income
The minimum income requirement to apply for the card is equivalent to the current minimum wage.
Annuity
Enjoy all the benefits of the African Bank Black Card with an affordable monthly service fee of just R65.00. With this small fee, you will have access to a world of exclusive advantages
Card limit
Enjoy a flexible and personalized credit limit with African Bank Black. Get the financial freedom you deserve, with the ability to access up to R350K to realize your projects and achieve your goals.
How to apply for African Bank Black
To apply for African Bank Black is simple and fast:
- Visit the official website of African Bank
- Select the Black Card and click ” APPLY NOW”
- Fill out the form with your personal and financial details
- You will then receive your offer!
Talk to African Bank Black
To contact the customer service center, you can use one of the means:
Tel: 0861 111 011
Tel: 011 207 4500
E-mail: [email protected]
