Looking for a card that brings you practicality? Explore Absa Gold now.
With rewards and perks, Absa Gold brings you everything you need!
The Absa Gold Card offers unique functionality and amenities to its holders, representing a comprehensive and refined financial solution.
Created to meet the complex financial needs of customers who value Control and ease in managing their resources, Absa Gold offers a wide range of benefits
Additionally, cardholders have access to convenient Absa Online Banking, an affordable and easy-to-use platform that enables efficient management of all financial activities.
About the Absa Gold card
The Absa Gold Card offers a complete and global financial experience, being backed by the Visa flag.
This option provides customers with exceptional convenience and easy access to their financial transactions around the world.
Ideal for those seeking convenience and benefits in their daily financial activities, Absa Gold ensures a simplified and advantageous banking experience.
Absa Gold Credit Card is designed to provide a wide range of benefits and flexibility for users in South Africa. With a low monthly account fee of R25 and a credit facility fee of R30, the card is cost-effective and offers significant value for its users.
Cardholders can enjoy up to 57 days of interest-free credit on purchases, provided the balance is paid in full by the due date. This feature makes it an excellent option for managing short-term finances without incurring additional costs. The card also offers cash back rewards on various purchases, including groceries, fuel, and health and beauty products, through the Absa Rewards program. Users can earn up to 30% cash back, depending on their rewards tier, enhancing the overall value of their spending.
For frequent travelers, the Absa Gold Credit Card includes travel benefits such as access to Bidvest airport lounges at preferential rates and automatic travel insurance coverage up to R1.5 million for international trips. These perks provide added convenience and peace of mind when traveling.
The card also emphasizes security and convenience with features like contactless payment technology, real-time SMS notifications for transactions, and the ability to manage the card through the Absa Banking App or online banking. This includes functionalities such as setting card limits, reporting fraud, and locking or unlocking the card.
To qualify for the Absa Gold Credit Card, applicants must have a minimum monthly income of R4,000, be at least 18 years old, and possess a valid South African ID or Smart card. Additionally, proof of residence and recent payslips or bank statements for the last three months are required.
Benefits and advantages of Absa Gold card
Smart way to pay: shop securely online or in-store. Pay with your card, smartphone or portable device.
Rewards & Absa advantage: cash back with Absa Rewards. Free meals to complete challenges in your app.
Value-added benefits: preferential rates for access to domestic and international Bidvest Premier airport lounges. Travel insurance for international bookings.
NotifyMe: enable SMS notifications for added security
Credit history: use your card and create a credit history
Exclusive Visa benefits: Visa Local offers, global merchant offers, and buyer protection
Travel emergencies: R1,5 million automatic basic coverage for travel emergencies
Rates and tariffs
Absa Gold cardholders enjoy a variety of benefits related to fees and charges. With the opportunity to get up to 57 days interest-free on qualifying transactions, customers have more freedom to manage their spending effectively, while taking advantage of an extended period to make payments without additional finance charges. In addition, the Absa Gold Card exempts holders from transaction fees on purchases
Minimum income
To get the Absa Gold Card, you need to meet a minimum monthly income requirement of R4000. This requirement reflects Absa’s commitment to providing high-quality financial services to individuals who wish to access a variety of exclusive benefits and premium features.
Annuity
The Absa Gold Card’s annuity is set at R57 per month, guaranteeing its holders access to a range of exclusive benefits and premium services. This monthly fee provides customers with a high-quality banking experience, with features and perks designed to meet demanding financial needs and lifestyles.
Card limit
Absa Gold cardholders have a generous credit limit available, which can reach up to R90, 000. This limit provides considerable flexibility to make purchases and financial transactions, adapting to the individual needs and lifestyle of each customer. With this substantial margin, cardholders have the freedom to make higher-value purchases, settle important bills, or handle unforeseen expenses with confidence and convenience.
How to apply for Absa Gold card
To start your application, access Absa internet banking and follow these steps:
- Click the “Apply” button at the bottom of the page
- On the online Account Request page, enter the characters shown in the image
- Complete the form with your information
- Click Apply when you have completed your answers
- Absa will review your request and within 3 working days you will receive a response.
Talk to ABSA
To carry out contact, it is easy and fast:
General card support: 0861 462 273
International: +27 11 354 4001
E-mail: [email protected]
