Explore a universe of convenience and comfort with the Discovery Gold Card!
Enjoy an extensive list of exclusive benefits and perks.
Discovery Bank is standing out in the South African financial landscape due to the exceptional benefits offered on its credit cards.
In addition to being a bank, Discovery is an institution that truly cares about the well-being and social development of its customers.
A clear example of this commitment is the allocation of extra miles on purchases related to health, physical activities, well-being, fueling and travel.
About the Discovery Gold
Discovery aims to simplify the lives of South Africans by offering a wide range of essential services, including health, life insurance, short-term insurance, savings, investments, banking and wellness, all in one place.
Discovery Bank’s Gold credit card is equipped with state-of-the-art technology, allowing contactless payments, integration with digital wallets and issuing a digital version for online purchases. In addition, it is fully manageable through the Discovery app.
Participating in the Discovery Miles program, The Discovery Bank Gold Credit Card offers airline miles on all purchases, providing additional benefits to its users.
Discovery Gold Credit Card is a great option for those seeking a variety of benefits when using the card. One of the main attractions is the ability to earn Discovery Miles with every purchase, which can be redeemed for products, travel, and many other items.
Another strong point of this card is purchase protection, offering insurance and extended warranty for purchased products. This provides greater security and peace of mind for consumers.
Exclusive discounts on airfare, hotel stays, and car rentals make travel more accessible and advantageous. These special partnerships are a significant differential for travel enthusiasts.
Additionally, the card offers access to exclusive events, ensuring unique and special experiences for its users. These invitations provide unforgettable moments.
To facilitate financial control, the Discovery Gold Credit Card has spending management tools available both online and through the app. This helps keep finances organized and under control.
The 24-hour emergency assistance for medical and travel emergencies is another important benefit, providing immediate support in critical situations. This service is essential for frequent travelers.
Integration with the Vitality program is a major differential, offering additional discounts on health and wellness products and services. This partnership encourages a healthier lifestyle.
The card’s fees and conditions are competitive and vary according to the customer’s profile. The annual fee and interest rates are adjusted based on credit history and the minimum income required to apply for the card.
The Discovery Gold Credit Card is a smart choice for those seeking a combination of benefits, security, and exclusive advantages.
Benefits and advantages of Discovery Gold
Discovery Miles: Earn thousands of Discovery Miles every week on the new custom game board with Vitality Active Rewards
Cashback: Chance to earn back your biggest weekly transactions
Exchange miles for discounts: Spend your Discovery Miles on flights, holiday accommodation and car hire
Vitality Active Rewards: Get a new Apple Watch at iStore with Discovery Bank and Vitality and fully fund it by reaching your Vitality Active Rewards exercise goals in 24 months.
Travel insurance: Free international travel insurance for airline tickets purchased with your Discovery Bank Gold credit card
Forex accounts: Get the only real-time Forex accounts
Rates and tariffs
With a Discovery Bank Gold card account, you have a monthly fee of R100 which includes the monthly account fee, the Vitality Money premium, the one-time credit facility fee and more. After that, you make the transaction and pay only for what you use.
Minimum income
To apply for the Discovery Gold Card, you must meet the qualifying income requirements, which range from R100,000 to R350,000 per year. This income range ensures that potential holders have the necessary financial capacity to enjoy the exclusive benefits offered by the Discovery Gold Card
Annuity
The annuity of the Discovery Gold Card is R100 per month. This monthly fee provides access to a wide range of exclusive benefits and services offered by the card, ensuring a complete and convenient financial experience for cardholders.
Card limit
The Discovery Gold credit limit is flexible and adjustable to your financial needs, giving you the freedom to make purchases and transactions according to your profile and financial capacity.
How to apply for Discovery Gold
To open your account, go to the Discovery app or website,
- Fill in the account opening form with the requested personal data
- Submit the necessary documentation.
- The bank will review your application and may or may not open an account in your name.
Talk to Discovery Gold
To get in touch you can call on the following number
Call 0800 07 96 97
24 hours a day, 7 days a week, 365 days a year
